Essential Digital Skills Framework

Transacting

In the UK Essential Digital Skills Framework, Transacting refers to the ability to carry out online transactions and financial activities securely and confidently. This includes skills such as:

1. Online shopping: Understanding how to search for, select, and purchase goods or services using websites or apps.
2. Digital payments: Using different digital payment methods, such as credit/debit cards, mobile payment apps (like Apple Pay or Google Pay), and online banking.
3. Managing accounts: Accessing and managing online accounts, including creating secure passwords, updating account information, and tracking orders.
4. Government services: Interacting with online public services, such as paying taxes, applying for benefits, or booking appointments with government agencies.
5. Using online banking: Completing financial transactions like transferring money, checking balances, and setting up direct debits or standing orders through online banking platforms.
6. Security awareness: Recognising the importance of secure connections, encryption, and other safety measures when conducting transactions to protect personal and financial information.