In the UK Essential Digital Skills Framework, Transacting refers to the ability to carry out online transactions and financial activities securely and confidently. This includes skills such as:
- Online shopping: Understanding how to search for, select, and purchase goods or services using websites or apps.
- Digital payments: Using different digital payment methods, such as credit/debit cards, mobile payment apps (like Apple Pay or Google Pay), and online banking.
- Managing accounts: Accessing and managing online accounts, including creating secure passwords, updating account information, and tracking orders.
- Government services: Interacting with online public services, such as paying taxes, applying for benefits, or booking appointments with government agencies.
- Using online banking: Completing financial transactions like transferring money, checking balances, and setting up direct debits or standing orders through online banking platforms.
- Security awareness: Recognising the importance of secure connections, encryption, and other safety measures when conducting transactions to protect personal and financial information.
